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The Portfolio Approach

For more than a 100 years, RBC Dominion Securities has helped investors achieve their financial goals by employing a disciplined approach to investing known as the Portfolio Approach.

The basis of long-term, successful money management, it's predicated around the creation of a customized portfolio reflecting your investment needs throughout the various stages of your life. Working together with one of our professional Investment Advisors, you can implement the Portfolio Approach to achieve your financial goals.

There are four steps to the Portfolio Approach:

1. Understand your needs and goals.

Your Investment Advisor's first and most important job is to listen to you - to understand your needs and your dreams for the future. Your Investment Advisor will take the time to understand your specific investment goals-such as saving for retirement or financing a business - and the timeframes available to achieve them. In addition, your Investment Advisor will consider your return expectations and tolerance for risk. This "discovery process" doesn't end here - as time passes, and your situation changes, your Investment Advisor will work with you to ensure that your investment strategy remains up to date.

2. Create your investment policy statement.

With an in-depth understanding of your personal situation, your Investment Advisor is able to create your investment policy statement. This document provides the framework for the management of your financial assets going forward. It clearly sets out your investment objectives, income needs, timeframes, asset mix guidelines, security selection criteria, and review process. Your investment policy statement helps keep your investment goals and preferences in clear focus. It also provides a benchmark for measuring the progress you're making towards achieving your goals.

3. Build your custom-designed portfolio.

Once you've approved your investment policy statement, your Investment Advisor can structure your personal portfolio. You will get advice from the best Investment Advisors here at home and around the world, and will have a diversified portfolio that conforms to the guidelines and direction you set in advance. This process means you will receive specific, appropriate investment recommendations, and each recommendation will be clear and well thought-out.

4. Manage your portfolio.

The last step in the process is to monitor your progress towards your continued success. Your Investment Advisor will review your portfolio with you on a regular basis, and recommend appropriate changes to keep you on track. You will also receive detailed account statements, portfolio review statements, transaction updates and tax reports.

To learn more about the Portfolio Approach, please contact an Investment Advisor or ask an Investment Advisor to contact you.


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