This website has been prepared to publicize the products and services offered by RBC Dominion Securities Inc.*, RBC Direct Investing Inc.*, Royal Mutual Funds Inc., RBC Asset Management Inc., RBC Private Counsel Inc., RBC DS Financial Services Inc., Royal Trust Corporation of Canada and The Royal Trust Company are Member Companies under RBC Investments.

The Member Companies under RBC Investments and Royal Bank of Canada, are separate corporate entities which are affiliated.

*Member CIPF

About our employees:

Investment Advisors are employees of RBC Dominion Securities Inc.

Investment Counsellors are employees of RBC Private Counsel Inc.

Senior Trust Advisors and Trust Officers are employees of The Royal Trust Company or Royal Trust Corporation of Canada.

Private Bankers are employees of Royal Bank of Canada and Royal Mutual Funds Inc.

Financial Planners are employees of either Royal Trust Corporation of Canada, The Royal Trust Company or Royal Bank of Canada and Royal Mutual Funds Inc., which is a licensed financial services firm in the province of Quebec.

When discussing and selling insurance products in all provinces except Quebec, Investment Advisors are acting as Insurance Representatives of RBC DS Financial Services Inc. ("DS FS"). When discussing and selling insurance products in Quebec, Investment Advisors are acting as Financial Security Advisors of RBC DS Financial Services Inc. RBC DS Financial Services Inc. is licensed as a financial services firm in the province of Quebec.

About the products and services we offer:

The products and services described in this website are only intended for residents of Canada. Royal Bank of Canada and its affiliated companies may refuse to provide any of the products and services described in this website to any person based on residency, mailing address, email address, payment method or any other information. This website does not constitute an offer or solicitation to residents of the US or the UK, or to anyone in any jurisdiction in which such an offer or solicitation is not authorized or to any person to whom it is unlawful to make such a solicitation.

RBC Direct Investing™ describe the service provided by RBC Direct Investing Inc. RBC Direct Investing Inc. does not provide specific investment recommendations. Investors are responsible for their own investment decisions.

Private Counsel describes the investment counselling services offered by RBC Private Counsel Inc.

Trust Services describes the custody, estate planning, executor and trustee services offered by The Royal Trust Company and Royal Trust Corporation of Canada.

Private Banking describes the private banking, investments, deposit, mortgage and credit services offered by Royal Bank of Canada and Royal Mutual Funds Inc.

Financial planning services and investment advice are offered by RBC DS Financial Services Inc., or Royal Mutual Funds Inc.

Mutual Fund units of the RBC Funds are distributed through RBC Direct Investing Inc, RBC Dominion Securities Inc., and through Royal Bank and Royal Trust branches by Royal Mutual Funds Inc. Royal Mutual Funds Inc. is licensed as a financial services firm in the province of Quebec.

Lifepoints Portfolios** are sold by RBC Dominion Securities Inc. and Royal Mutual Funds Inc. Sovereign Portfolios** are sold by RBC Dominion Securities Inc.

The RBC Funds may be purchased on a no-load basis through RBC Funds Inc., RBC Direct Investing Inc. and RBC Dominion Securities Inc. The Royal Mutual Funds pay certain management fees and operating expenses which are borne indirectly by the investor. There may be commissions, trailing commissions, management fees and expenses associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.

Insurance products are offered through RBC DS Financial Services Inc., a subsidiary of RBC Dominion Securities Inc. When discussing and selling insurance products in all provinces except Quebec, Investment Advisors are acting as Insurance Representatives of RBC DS Financial Services Inc. When discussing and selling insurance products in Quebec, Investment Advisors are acting as Financial Security Advisors of RBC DS Financial Services Inc. RBC DS Financial Services Inc. is licensed as a financial services firm in the province of Quebec.

About the information on this website:

The information on this website has been obtained from sources believed to be reliable and we do not guarantee its accuracy or completeness. This information is not to be construed as an offer to sell or the solicitation of an offer to buy any securities.

About our trademarks

Certain names, words, titles, phrases, logos, icons, graphics or designs or other content in the pages of the Site are trade names or trade-marks owned by Royal Bank of Canada or its subsidiaries, or trade names or trade-marks licensed to them. The trade-marks are distinguished from one another and accompanied, at first-time use, with the appropriate trade-mark symbol: ®/™/*. These symbols are keyed to their respective legend which describes the owner or licensee of the trade-mark: ® Registered trade-mark of Royal Bank of Canada./ ™ Trade-mark of Royal Bank of Canada./ * Royal Bank of Canada, licensee of trade-mark. The display of trade-marks and trade names on pages at the Site does not imply that a license of any kind has been granted to anyone else. The Information is for your personal use only. Any unauthorized downloading, re-transmission, or other copying or modification of trade-marks and/or the contents of the Site may be a violation of any federal or other law that may apply to trade-marks and/or copyrights and could subject the copier to legal action. The Information is protected under the copyright laws of Canada and other countries. Unless otherwise specified, no one has permission to copy, redistribute, reproduce, republish, store in any medium, re-transmit, modify or make public or commercial use of, in any form, the Information.

**Registered trademark of Frank Russell Company. Used under licence.

The Dow Jones Indexes SM are proprietary to and distributed by Dow Jones & Company, Inc. and have been licensed for use.

Royal Bank of Canada uses the initials RBC as prefix for its businesses and operating subsidiaries, which operate under the master brand name of RBC Financial Group.