Step 1-First, we listen to you.
Before we even ask to look at your portfolio, we must ask you questions and carefully listen as you explain your investment objectives, your financial goals, and the specifics of your unique, individual situation. Then, and only then, will we ask for a copy of your portfolio.
	Step 2-Then we create an Investment Policy Statement.
We know the best way to achieve success for our clients is through a disciplined approach to portfolio management. That's why we try to start every client relationship by drafting a custom-tailored Investment Policy Statement. This Investment Policy Statement is the basic blueprint for the design and creation of a plan that is specific to you. After a thorough investigation of your objectives and your risk tolerance, we start to build your portfolio by establishing an appropriate asset allocation strategy.
	Step 3-We undertake a comprehensive analysis of your current holdings.
Next, we analyze your holdings by blending your investment objectives with our knowledge of current market conditions and the resources available through RBC Investments: One of Canada's most highly ranked equity Research Departments Our three proprietary analytical disciplines: Fundamental Analysis, Quantitative Analysis and Trend & Cycle U.S. and global research from a variety of respected research services Timely market and economic updates from the RBC Investments Strategy Committee Once we have completed our evaluation, we will offer you our best opinion on the quality and suitability of the investments you presently own, answering questions such as: What is our current outlook for your stocks, bonds and mutual funds? Is the mix between your fixed-income and your equity holdings appropriate? Is the risk level suitable for you? What adjustments should you make?
	Step 4-Bringing it all together.
In the final step, we take the results of our analysis and compare it to the criteria you outlined at our first meeting. If your current portfolio is properly structured, we will tell you so. If we feel changes should be made, you will be informed of these recommendations. What you will end up with after this procedure is a comprehensive evaluation. This evaluation is strictly confidential. Should you decide to allow us to help you in the future management of your portfolio, we can offer you computerized recording and tracking of your portfolio, monthly income reports, annual rate of return calculations, and research updates on your holdings.

Are you interested in receiving a free second opinion on your investments? Please click here to go to the request form.