Introduction
Basic RSP Concepts
	The benefits of RSP investing
Contributions to Your RSP
	What is earned income?
	Calculating your contribution limit
	The Carryforward rule
	Excess contributions
	Contributions made by securities
Strategies to Maximize your RSP
	The importance of contributing early
	Borrowing to make an RSP contribution
	Setting a target
RSP Maturity Options
	Retirement Income Fund (RIF)
	Annuities