When it comes to Investing, Success Rarely Happens by Chance
We follow a highly disciplined process for developing your
personalized investment strategy, which is designed to achieve
solid results, while mitigating investment risk through multimanager
diversification.
Discovery
The first step involves a discussion or series of discussions about
your financial needs and goals, your lifestyle, your values, your
investing preferences and your tolerance for risk. This discovery
process forms the basis of the solution that your Investment
Counsellor crafts for you.
Strategy
Your investment strategy is multi-dimensional, recognizing your risk
tolerance, personal preferences and financial goals over various time
periods. It draws upon a balance of income, equity and alternative
investments from both domestic and global markets, managed by
specialists with proven track records of consistent results.
In developing your strategy, your Investment Counsellor takes into
consideration your personal philosophy as it relates to your
portfolio, including any preference you may have for investing in a
socially responsible fashion.
Once you and your Investment Counsellor have agreed on your
investment strategy, it is documented in your Investment Policy
Statement (IPS). Your IPS includes a record of your financial needs
and goals, as well as a statement of your objectives, expectations
and constraints. These may include specific time horizons,
liquidity needs, tax considerations, legal issues or other
unique circumstances.
By setting out your personal investment policy
and guidelines, and establishing the benchmarks
by which your portfolio’s performance will be
measured, your IPS provides a written “road map”
for your Investment Counsellor to follow when
acting on your behalf.
Implementation
Your Investment Counsellor then puts your plan
into action by drawing on the specific investment
mandates developed by our research and
investment team.
Management
Your Investment Counsellor actively manages
your portfolio, rebalancing where necessary to
stay on course with your Investment Policy
Statement. The decisions your Investment
Counsellor makes on your behalf are also guided
by a strict set of firm-wide investment guidelines,
and are reviewed regularly with a Portfolio
Risk Advisor.
Communication
The process comes full circle through ongoing
communication with you. Your Investment
Counsellor is available to discuss your portfolio at
any time. You also receive quarterly account
updates that include your investment
mix, holdings, income projections,
transactions and performance.
In addition, we provide regular
market updates, as well as an
annual tax reporting package
and custodial statement.
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